Business Loan an individual can avail for business purposes. Zust Loan is one of the most trusted platform that work closely with its partner bank to avail the lowest business loan interest rates, best business loan eligibility, and offers and superior customer services for its customer. Many banks run special business loan offers time to time. Our experienced Loan Advisor guides you closely throughout the entire loan process from the beginning to the disbursal of your loan. Banks uses multiple factors to calculate the loan amount eligibility of its borrowers. Self-employed, non-professionals – sole proprietors, partnership firms, private limited companies, public limited companies, involved in the business of manufacturing, and services.


Eligibility Criteria:

  1. Borrowers with age of 21 years to 65 years.
  2. Loan amount of 50,000 to 100 Cr can be availed on Business Loan. Higher the loan amount higher the chances to get low interest rate.
  3. Business loans are given for a short period of time for a tenure of 1 year to 5 years. A self-employed can avail a business loan only when they have filed regular ITRs. Borrowers who have filed ITRs for 2 years or more is eligible to get a business loan. Bank evaluates your monthly income and repayment capacity based on the details submitted in the income tax return.
  4. Most of the bank charges minimum processing fees of 2% to 3% of loan amount.

Documents required for Business Loan:

  • Signed Application Form.

  • ID proof

  • Address proof

  • Last 3 years ITR (self and business), profit and loss account, balance sheets certified/audited by a CA.

  • Last 12 months bank account statement (self and business).

  • Certificate and proof of Business Existence.

  • Business Profile.

  • Office address – ownership/lease/rent agreement/utility bill.